JD, The University of Chicago Law School, 1987
BA, high honors, Swarthmore College, 1983

• New York State Bar

• Represented the lender in connection with the first NYC C-PACE financing.
• Represented CleanFund, the lender, in the C-PACE solar financing of Wildflower Farms, a 140-acre, modern, nature-inspired luxury retreat in the Hudson Valley operated by Auberge Resorts Collection.
• Represented the underwriter in connection with the private placement of residential mortgage-backed securities by a securitization vehicle. The securities are backed by a portfolio of near-prime, uninsured, residential mortgages and are comprised of A, B and Z tranches that aggregate US$500 million. This transaction was awarded 2019 Canadian Capital Markets Deal of the Year by International Financial Law Review (IFLR) and has been shortlisted as the Capital Markets Deal of the Year 2019 at the Canadian Law Awards.
• Representing a national rating agency in connection with a securitization of solar finance assets.
• Representing an underwriter in connection with a securitization of residential mortgage loans.
• Representing an issuer in connection with a $350 million rated securitization of aircraft engine leases.
• Representing an investor in the Class E Notes of a $586 million rated aircraft lease securitization.
• Represented a lender in connection with a securitization warehouse facility for marketplace loans.
• Represented an issuer in connection with a rated securitization of PACE (property assessed clean energy) bonds.
• Represented the lead investor in a $900 million whole business rated term securitization by Coinstar.
• Served as servicer's and issuer's co-counsel for $165 million rated term securitization of property tax liens.
• Served as lender's counsel in connection with several securitization warehouse facilities for PACE bonds.
• Represented a lender in connection with a securitization warehouse facility for solar loans.

• The Best Lawyers in America, Securitization and Structured Finance Law, Best Lawyers, 2013-2025
• Legal 500 US, Recommended Lawyer, Structured Finance: Securitization, The Legal 500, 2021-2024
• New York Top Rated Lawyer, LexisNexis Martindale-Hubbell
• The Best Lawyers in America, Securitization and Structured Finance, Best Lawyers, 2013 - 2023
• AV Preeminent rating from Martindale-Hubbell
• IFLR (International Financial Law Review) 1000 Notable Practitioner (2019 - 2021):  Capital Markets: Structured Finance and Securitization

Podcasts

• Host, Ep69: FFELP Student Loans and CRT Transactions, Securitization Insight, December 16, 2024
• Host, Ep68: Outlook for Bank Credit Risk Transfer Transactions, Securitization Insight, November 11, 2024
• Host, Ep67: Overview of US Credit Markets, Securitization Insight, October 23, 2024
• Host, Ep66: An Update on NYC’s C-PACE Program, Securitization Insight, September 25, 2024
• Host, Ep65: Rule 192 Update, Securitization Insight, September 9, 2024
• Host, Ep64: What the End of Chevron Deference Means for the CFPB and Other Financial Regulators, Securitization Insight, August 5, 2024
• Host, Ep63: The Corporate Transparency Act, Securitization Insight, July 29, 2024
• Host, Ep62: The Basel III Proposal, Securitization Insight, July 15, 2024
• Host, Ep61: UK Securitization Regulation Framework, Securitization Insight, June 25, 2024
• Host, Ep60: Office Buildings and Multi-family Market, Securitization Insight, June 3, 2024
• Host, Ep59: The FDIC Weighs in on the Colorado Rate Exportation Litigation, Securitization Insight, May 20, 2024
• Host, Ep58: The SEC's Conflict of Interest Rule, Securitization Insight, April 09, 2024
• Host, Ep57: Third Circuit Says Student Loan Trusts Are “Covered Persons” Subject to the CFPA, Securitization Insight, March 25, 2024
• Host, Ep56: Slicing Up the Whole Pie, Securitization Insight, March 11, 2024
• Host, Ep55: Oral Arguments in Two Cases Challenging Chevron Deference and Potential Impact on US Regulatory Agencies, Securitization Insight, February 05, 2024
• Host, Ep54: The Latest Development in the Crypto: Bitcoin Exchange-Traded Funds, Securitization Insight, January 29, 2024
• Host, Ep53: Latest Trends Across Commercial and Residential Property Assessed Clean Energy (PACE), Securitization Insight, January 08, 2024
• Host, Ep52: ABS Market Trends, Securitization Insight, December 12, 2023
• Host, Ep51: Oral Arguments in the CFPB Funding Case, Securitization Insight, November 13, 2023
• Host, Ep50: The Corporate Transparency Act: Concerns for Securitizations, Securitization Insight, October 24, 2023
• Host, Ep49: SEC's Recent Rule Regarding Private Funds, Securitization Insight, September 25, 2023
• Host, Ep48: RMBS Securitizations and the SFA's RMBS Data Tape Task Force, Securitization Insight, August 30, 2023
• Host, Ep47: Marketplace Lending in FinTech, Securitization Insight, August 14, 2023
• Host, Ep46: India's Securitization Market, Securitization Insight, July 31, 2023
• Host, Ep45: SEC's Conflict of Interest Rule, Securitization Insight, July 12, 2023
• Host, Ep44: NAIC Securities Valuation Office Proposed Review Process for Filing Exempt Securities, Securitization Insight, June 21, 2023
• Host, Ep43: Leveraged Loans and CLOs: Current Trends, Securitization Insight, May 31, 2023
• Host, Ep42: Impact of Recent Regulatory Enforcement Actions on Bank-FinTech Partnerships, Securitization Insight, May 15, 2023
• Host, Ep41: Down Under: The Australian Securitization Market, Securitization Insight, May 1, 2023
• Host, Ep40: SEC Re-Proposes Rule 192, Securitization Insight, April 10, 2023
• Host, Ep39: SOFR and the Derivatives Market, Securitization Insight, March 27, 2023
• Host, Ep38: Whole Business Securitization (WBS) Market Trends and Predictions for 2023, Securitization Insight, March 13, 2023
• Host, Ep37: The Impact of Higher Interest Rates on the Commercial Mortgage-Backed Securities (CMBS) Market, Securitization Insight, February 20, 2023
• Host, Ep36: Litigation Finance, Law Firm Equity and Securitization, Securitization Insight, February 6, 2023
• Host, Ep35: Aviation ABS: Ready for Takeoff in 2023, Securitization Insight, January 23, 2023
• Host, Ep34: Kirshner Litigation: Potential Impact on CLOs, Securitization Insight, January 9, 2023
• Host, Ep33: New No Action Letter Regarding Rule 15c2-11 and its Impact on Securitizations, Securitization Insight, December 19, 2022
• Host, Ep32: FTX Bankruptcy Filing: Alleged Fraud in the Crypto Industry, Securitization Insight, December 5, 2022
• Host, Ep31: Debt Relief for NYC Taxi Medallions Owners, Securitization Insight, November 21, 2022
• Host, Ep30: EU Securitization Regulation: Due Diligence and Transparency Requirements when Purchasing non-EU Securitizations, Securitization Insight, November 7, 2022
• Host, Ep29: CFPB, Consumer Protection and Securitization: Current Topics, Securitization Insight, October 24, 2022
• Host, Ep28: ESG: Potential Regulatory and Enforcement Issues, Securitization Insight, October 10, 2022
• Host, Ep27: Covered Bonds: An Asset Class Worth Watching, Securitization Insight, September 27, 2022
• Host, Ep26: Recent Developments in the ABS Securitization Market, Securitization Insight, September 12, 2022
• Host, Ep25: SEC's Rule 15c2-11 and its Impact on Securitizations, Securitization Insight, August 29, 2022
• Host, Ep24: Litigation Funding: An Emerging Asset Class, Securitization Insight, August 8, 2022
• Host, Ep23: Connecticut Green Bank: An Innovator in the Clean Energy Space, Securitization Insight, July 25, 2022
• Host, Ep22: LIBOR: The Final Countdown, Securitization Insight, July 11, 2022
• Host, Ep21: Aviation ABS: Why Business Aircraft are Leading the Way, Securitization Insight, June 27, 2022
• Host, Ep20: C-PACE: Trending Toward Lender Consent, Securitization Insight, June 13, 2022
• Host, Ep19: Securitization, Blockchain and DeFi: How They Fit Together, Securitization Insight, May 31, 2022
• Host, Ep18: Potential Good News for the CLO Market: A Recent NY Ruling, Securitization Insight, May 16, 2022
• Host, Ep17: Enhanced Transparency and Liquidity, Securitization Insight, May 2, 2022
• Host, Ep16: C-PACE, an Innovative Financing Product That is Poised to Take Off, Securitization Insight, April 18, 2022
• Host, Ep15: Rooftop Solar: Shining a Light on Solar ABS, Securitization Insight, April 4, 2022
• Host, Ep14: Valid-When-Made: Impacts and Insights from Recent Court Rulings, Securitization Insight, March 18, 2022
• Host, Ep13: Aviation ABS: Student Loan ABS: Back to School on FFELP and Private Student Loans, Securitization Insight, March 4, 2022
• Host, Ep12: Aviation ABS: Starting to Take Off Again, Securitization Insight, February 18, 2022
• Host, Ep11: CLOs and Leveraged Loans: SOFR, so Good, Securitization Insight, January 24, 2022
• Host, Ep10: Residential PACE Financing, Securitization Insight, January 24, 2022
• Host, Ep09: Views of an Investor in Asset-Backed Securities, Securitization Insight, January 10, 2022
• Host, Ep08: Fintech in the Securitization Space, Securitization Insight, December 27, 2021
• Host, Ep07: National Commercial PACE Trends, Securitization Insight, December 15, 2021
• Host, Ep06: Trade FinanceTrends, Securitization Insight, November 29, 2021
• Host, Ep05: Commercial PACE Update, Securitization Insight, November 15, 2021
• Host, Ep04: LIBOR Transition Update, Securitization Insight, October 25, 2021
• Host, Ep03: Asset-Backed Securities Market Trends, Securitization Insight, October 25, 2021
• Host, Ep02: Bond Rating Marketing Updates, Securitization Insight, October 11, 2021
• Host, Ep01: Introduction to Securitization Insights, Securitization Insight, October 4, 2021

Articles

• Author, "The Impact of the SEC's New Cybersecurity Rule on Securitizations," New York Law Journal, May 26, 2022
• Author, "Covered Bonds: An Attractive Financing Tool for US Banks,"  New York Law Journal, February 23, 2022
• Quoted, "Asset-Backed Alert: SEC Rule Casts Two-Year Compliance Shadow," Green Street, February 11, 2022
• Author, "Amended Rule 15c2-11 and Its Potential Impact on the Securitization Market,"  New York Law Journal, February 3, 2022
• Author, "U.S. Senate LIBOR Transition Legislation,"  New York Law Journal, January 6, 2022
• Author, "COVID-19's Impact on Aircraft Securitizations," New York Law Journal, August 6, 2021
• Author, "The LIBOR Transition: Regulators Continue to Stress IMportance of Companies addressing LIBOR Transition Now," New York Law Journal, July 27, 2021
• Author, "First New York City C-PACE Financing Closes," New York Law Journal, June 23, 2021
• Co-author, "New York City PACE administrator provides program update," Financial Services: Regulation Tomorrow, December 5, 2020
• Co-author, "The LIBOR Transition – New York State introduces LIBOR replacement legislation," Financial Services: Regulation Tomorrow, November 8, 2020
• Co-author, "The LIBOR Transition – ISDA 2020 IBOR Fallbacks Protocol and Supplement," Financial Services: Regulation Tomorrow, November 3, 2020
• Co-author, "Advances in New York City PACE programs," Financial Services: Regulation Tomorrow, October 26, 2020
• Co-author, "Is it still legal? Lingering uncertainty in securitization of loans and the interest rate that can be charged to borrowers," Financial Services: Regulation Tomorrow, October 21, 2020
• Co-author, "New York State Legislature passes bill allowing C-PACE financing for new construction," Financial Services: Regulation Tomorrow, September 7, 2020
• Co-author, "The LIBOR Transition – CFTC issues more LIBOR transition relief," Financial Services: Regulation Tomorrow, September 7, 2020
• Co-author, "The LIBOR Transition – ARRC Releases Helpful Resource Guides for Market Participants," Financial Services: Regulation Tomorrow, September 1, 2020
• Co-author, "LIBOR transition - are you ready?" Norton Rose Fulbright Client Update, August 10, 2020
• Co-author, "The LIBOR Transition — US banking regulators caution banks on LIBOR transition risks," Financial Services: Regulation Tomorrow, July 25, 2020
• Co-author, "The SFA files court brief in bankruptcy court opposing Hertz's attempt to alter an ABS arrangement," Financial Services: Regulation Tomorrow, July 13, 2020
• Co-author, "European Commission's High-Level Forum on Capital Markets Union issues final report" Financial Services: Regulation Tomorrow, July 3, 2020 
• Co-author, "The LIBOR Transition — CFPB addresses elimination of LIBOR in consumer credit transactions" Financial Services: Regulation Tomorrow, June 13, 2020 
• Co-author, "Aircraft lease securitizations," Market Trends & Insights, April 13, 2020
• Co-author, "Federal regulators suspend foreclosures and evictions for certain home owners" Financial services: Regulation tomorrow, April 6, 2020
• Co-author, "The LIBOR Transition – ARRC's Recommended Fallback Contract Language – New Variable Rate Private Student Loans," Financial Services: Regulation Tomorrow, April 6, 2020
• Co-author, "US banking regulators delay CECL adoption for some, but not all, banks," Financial Services: Regulation Tomorrow, April 2, 2020
• Co-author, "Federal Reserve establishes Commercial Paper Funding Facility," Financial Services: Regulation Tomorrow, March 27, 2020
• Co-author, "Federal Reserve announces TALF 2.0 to assist asset-backed issuers," Financial Services: Regulation Tomorrow, March 26, 2020
• Co-author, "The LIBOR Transition – ARRC releases recommended NY Legislation on LIBOR," Financial Services: Regulation Tomorrow, March 11, 2020
• Contributing author, "Structured Finance & Securitisation," Lexology, Law Business Research, March 2020
• Co-author, "The LIBOR Transition – SFA Survey on Potential LIBOR Transition Solutions for Securitization Market Legacy Vehicles and Instruments," Financial Services: Regulation Tomorrow, February 3, 2020
• Co-author, "The LIBOR Transition –Global and US Regulators Expectations on LIBOR Planning," Financial Services: Regulation Tomorrow, January 8, 2020
• Co-author, "The LIBOR Transition – Potential New York State Legislation,"  Financial Services: Regulation Tomorrow, December 16, 2019
• Co-author, "The LIBOR Transition – ISDA Consultation Market Responses," Financial Services: Regulation Tomorrow, December 6, 2019
• Co-author, "The LIBOR Transition - ARRC's LIBOR Fallback Language for Residential Mortgages," Financial Services: Regulation Tomorrow, December 2, 2019
• Co-author, "The LIBOR Transition – Tax consequences of switching from LIBOR," Financial Services: Regulation Tomorrow, November 25, 2019
• Co-author, "The LIBOR Transition – the Secured Overnight Financing Rate (SOFR)," Financial Services: Regulation Tomorrow, November 20, 2019
• Co-author, "The LIBOR Transition — What is LIBOR and why is it important?" Financial Services: Regulation Tomorrow, November 18, 2019 
• Co-author, "C-PACE Poised to Grow in New York," Project Finance NewsWire, August 2019
• Editor, "PACE securitizations," Project Finance NewsWire, October 2018
• Co-author, "U.S. federal court limits reach of credit risk retention regulations," Financial Services: Regulation Tomorrow, March 20, 2018
• Editor, Securitizations:  Legal and Regulatory Issues, Law Journal Press, 2018
• Contributing editor, "Structured finance and securitization 2017," Getting the Deal Through, April 2017
• Author, "Potential Legal and Regulatory Issues Affecting the Securitization Industry in 2017," Journal of Structured Finance, Spring 2017
• Co-author, "Recent Property Assessed Clean Energy Loan Developments," Law360, February 17, 2016

• Speaker, "Global ABS and Structured Finance Summit 2021," Webinar, Opal Group, January 27-28, 2021
• Speaker, Alternative Finance Summit 2019, "Marketplace Lending, Cryptocurrency and Crowdfunding," New York, New York, August 5, 2019
• Speaker, "Global Perspectives: Global benchmark reform - the transition to risk free rates," Webinar, May 9, 2019
• Speaker, Alternative Finance Summit 2018, "Marketplace Lending, Cryptocurrency and Crowdfunding," New York, New York, October 5, 2018
• Speaker, "The 6th Annual Green Investing Conference," New York, New York, April 18, 2018
• Moderator, "Outlook for PACE (Property Assessed Clean Energy) Loans in Europe," Global ABS, Barcelona, Spain, June 6, 2017
• Speaker, "Current Issues in the Financing and Securitization of PACE Assets Webinar," Webinar, August 3, 2016
• Moderator, "Current Issues in Securitization," New York City Bar Association event, New York, New York, July 2016
• Speaker, "PACE Financing," ABS Vegas 2016, Las Vegas, Nevada, March 1, 2016
• Moderator, "Current Issues in Securitization," New York City Bar Association event, New York, New York, April 14, 2015
• Speaker, "PACE Financing," ABS Vegas 2015, Las Vegas, Nevada, February 9, 2015
• Speaker, "Securitization of Solar Assets in the US Market – a New Emerging Asset," TSI Congress 2014, Berlin, Germany, October 1, 2014

• Member, Structured Finance Association's Editorial Review Committee, 2021 - Present
• Committee Co-Chair, Structured Finance Association's Esoteric Committee, 2020 – Present
• Former chair, Structured Finance Committee of the New York City Bar Association, 2015 - 2018
• Member, Structured Finance Association LIBOR Task Force Committee