Clare Douglas

Senior Knowledge Lawyer
Norton Rose Fulbright LLP

London
United Kingdom
T:+44 20 7444 5173
London
United Kingdom
T:+44 20 7444 5173
Clare Douglas

Clare Douglas

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Biography

Clare Douglas is a Senior Knowledge Lawyer based in London, in the financial institutions and insurance group, with over 15 years of experience in all aspects of the insurance market including acting in Commercial Court disputes and providing non-contentious regulatory advice. Her clients include insurers, reinsurers, insurance intermediaries, high street retailers and banks from a variety of different jurisdictions. Clare has also been seconded to multiple clients, including insurers, a broker and a bank working in their respective legal departments.

Key areas of focus are insurance regulation, distribution, reinsurance, W&I insurance, credit insurance, policy coverage reviews, cyber, data and Insurtech.

Clare has written articles for various publications, including Insurance Day and Practical Law on significant insurance updates and been quoted in Law360. Clare runs both the internal and external knowledge support services for the insurance group, advising on key legal and regulatory changes, as well as authorisation and compliance issues. She also assists with complex legal enquiries, delivers a bespoke training programme and drafts practice notes / guidance in collaboration with the global business development management services on emerging risks.


Professional experience

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  • Advising participants in the market on authorisation and compliance with UK regulation (including IDD, TCF, product oversight and governance), particularly in relation to product distribution arrangements, including digital partnerships, global Insurtech platforms, digital transformation projects and banking apps (as well as outsourcing).

  • Dealing with complex legal enquiries from clients, including detailed coverage reviews of global insurance programmes and claims coverage analysis.

  • Advising clients on credit insurance, negotiating CRR compliant policy terms for credit risk mitigation purposes.

  • Negotiating W&I insurance policies in the context of multiple high profile corporate transactions.


Insights

Insurance Foresight 2025

Publication | February 10, 2025