Finance of the future – Hot topics and prevailing themes from the innovative world of FinTech

FinTech is arguably the most innovative area within financial services. The nexus between technology and finance has opened new markets, created entirely new types of product and in doing so, presented unique and previously unforeseen challenges to financial regulators. From the growth of payment services and e-money businesses, to the potential game changing role of crypto assets, fintech is rarely out of the news. But for many observers of the market and indeed to consumers as well, the exact regulatory status of much of the fintech world is often shrouded in mystery and hidden behind seemingly impenetrable nomenclature.

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