Charlene McHugh has been advising clients on the regulatory aspects of insurance market transactions for over 30 years. Her clients include insurance and reinsurance companies, brokerages, agencies, captive insurers and general corporate clients with insurance-related initiatives. Charlene helps clients navigate through the myriad of state and federal laws affecting their businesses and compliance with these laws. She also handles complex regulatory filings in all US jurisdictions seeking approval for material transactions, such as mergers, acquisitions and other changes in control, demutualizations, assumption reinsurance and loss portfolio transfers. She has extensive experience with all insurance holding company requirements and filings, producer licensing issues, insurance company investments, surplus lines placements and reinsurance. Additionally, she has in-house experience at both a multi-national insurer and an insurance brokerage firm.

Charlene routinely advises both traditional insurers and start-up ventures on InsurTech enterprises, alternate insurance distribution models such as aggregator and digital/app-based platforms and cross-industry affinity/sponsorship arrangements. She also represents clients at state administrative hearings related to insurance transactions, including Form A approvals, and has litigated and mediated commercial litigation matters. As an active participant with the NAIC since 1990, she keeps clients up to date on proposed and newly enacted statutes, regulations and other insurance-related initiatives as well as data privacy and security laws.