Publication
PLSA publishes guidance helping employers and trustees of defined contribution pension schemes on options for savers
United Kingdom | Publication | October 2024
While some current schemes already provide financial advice as part of the scheme on retirement, at present such schemes are a rarity. It is advised that those which do not already off this, consider partnering with a third party to offer savers access to decumulation options on retirement.
PLSA calls for more clarification from the Government, the Department for Work and Pensions and from TPR on communication and risks associated with decumulation, and how tailored the advice should be, or specific to the individual saver.
The guidance also calls for a line to be drawn where trustee’s legal responsibility ends, and for a statutory discharge to be in place to protect the role of trustees.
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